SANTANDER PURCHASE FINANCE
Santander Purchase Finance is a card-free finance product with which you can make purchases with suitable monthly installments, both small and larger ones. Purchase Finance gives you the opportunity to stagger your costs by splitting a larger one-time purchase into smaller installments.
Thanks to the fixed interest rate and monthly installment of Purchase Finance, you always know in advance what you pay for your purchase. You can finance your purchase either in full or just a part of it.
SANTANDER PURCHASE FINANCING
- Card-free financing product
- No collateral or guarantors required
- Loan amount €300 – €40,000
- Account opening fee €0 • Fixed interest rate 9.95%
- Handling fee 0.3% of the financed amount (max. €12.50/month)
- First invoice interest-free and fee-free
- Repayment period up to 15 years
- Monthly billing in equal instalments
- The loan can be repaid early without extra costs
How do I apply for financing?
Click the link below and the application will open in a new browser window. You will need online banking credentials or a mobile certificate for identification. You will receive a credit decision quickly and you can also sign the agreement electronically. It is advisable to apply for a sufficiently large amount so that it covers the full price of your purchase. The final loan amount will be confirmed by the seller based on the actual purchase amount. Submitting the application does not bind you to anything and does not require making the purchase.
Apply for purchase financing >> EPS 1MONTH
Example calculation:
Financing example for a one-time credit of €8,000.00 with a contract period of 120 months. Monthly instalment €118.00 (instalment 1: €39.17), including interest of 9.95% (instalment 1: 0.00%), account opening fee €0.00 and handling fee €12.50/month (instalment 1: €0.00/month). Total credit costs €6,081.07, total amount payable €14,081.07 and effective annual interest rate (APR) 13.30%. Financing is subjectantander Consumer Finance Oy, Risto Rytin tie 33, 00570 Helsinki
